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LpSkEfR7iV\/ndWP\/AJGrrlwvTFL1ewkjf0tTG37T7lZp1m2P3QPocPgwAoaMAg2hAPdktUFZ9FGImQNGRbGAR\/Xirt1o13zf2OzovlfubeFPAgsNbrVa641XOYdP1b9xxtdbkUgsuro5qVKx2OdrIONrfqWQEbKMPCcHhajGEoEgDVNdIALnIDisiqxUtmDIzdo9Y81VbbCpZkXVUzteImuDxTgVSp6tsrAQddVZa8FWJqSyiuUXF4ZKU0kXQL0wvA4pkSvihBonLmVr4tVhzeqYb31sshcDXTUrcLsd7RQcaue4k4IBELEjYOaVK05KJqlaFZErkOU9M6zrc1BZSRGzwtlEsTRlujmDReugSmBwS3u9ds4o+6V0y4RBCADdEJtwlcJAOSQukgDy47V4ufzj6khtVixNjPcHhZYyQOamI62imfUVsErzdzm3JUGNF0zPRm+tLOxlhxvf4J+GZT09voJ9ND6XtVhkJIIdiEVxzAIJWFPE8m234D3OJgjjawZNaAB7FRrcZFDiVLQ+gVU76q\/VvjMe7lm6+84HIZ6eGa0WhZeIbPx11Z6eaiYVUQHorg6zYciCBYaOv2teQ0C4sdufMYyp+NRdhtPWxRULRND1rmVFcIiwHMfNN7i3AaqOXbCc0lDPBQsDaulbUb73SPYCf7sGNjruB1yHddVJtjcRdFDFBU07BFRRU7XB72Fr2tILuzrckanhZXp9knyVxqGx4RPvQxsJrKDrnBzQQXXuNbjidAr8UoCbGdp5MJ2cpsTkpY4p5WBz4JnPszs3IuxjsxkMwPELH\/HuuZBiD5oI4ZaZtO4RmCWRse9EHv3nMHC\/d3rqZtn6Crgo6eeFogpXb4p4huQudlqwZEA5gZqtHsnRvnq5K5xqm1Fb6X1Zu1oIa1rWuF7PA3eI9ijGVSXKA5+l2zxt8GJSyUO9UU9BTzsgZC4sjc\/N28Rnk1zTu3v2XWQ\/GXH5aPEXYVVNxlkdM18VTBQuZuTF4buBue\/kSeNrZrpJNl45q2vqjiFZC6umjkd6NKYi3cZuBtxqOKGH7H4dhkMkFPPX9VJG+MxvrJHNaH+sQ29gcznbin4lXXHoPBxmA7R7VYptVRQ1T5RCC908LI9zdsJiGkWGto9SPm31Wg+s2sgxfCY5ZsSjjqq1jHtnbS7rmC7nC0dyMhrcLXoOj7CKKRj3y1E\/VxOhjBLIt1psDnG1pJsNSSr8OxuAQTMmZROMkbg5rnzyOsRmNXKUranLhf8AAYNzkvOuml99msPpx\/e17fbZjvivRl5n0xP3pNnac6SVbnH2bg\/mUNIvxojZgQ26\/LhG37ArN1Tpnb1TMD83sj2Ze5W1LWfNZ3NIvwkOBINwSLK\/TYkWANkubcQs8IgKmq2dTzFl1lULFiSN1mJU5Gb7eKT8VhaOyS49ywwktT19uOxlWhqyXanEpZxujstPLiqeuaCIWOdkrHmTNcIRgsRQ+KZ8Ju1xHcr0WKkCz2+NlnWStZWV32V\/CyFlMLPiRrnFogNDfwVWoxV7xuxjdB5qiQgR3qyestksZK4aSqLzgDnFx3iSSdSUESELLGagpBBEIQD2qVpzsoQbJ4KsiVslRLgwbxOmpTQVHUutTvI5K+D5KZrgrP2nw6J5Y6YBzciL6Jv41Yb+mHmuAloqyqqZnwUs0o3zmxhKH4JxP\/d9T\/CK9BGOUcGT5Z352rwz9MPNL8bcNH96PNcEMGxU\/wDl9T\/CKIwXFjphtT\/DKe0WTu\/xtw39KERtdho\/vAuEGCYvww6o\/hlH8B4x\/u6o\/cKNoZO7\/G\/DP0qS4T8B4x\/u6o\/cSRtDJQuAkMzqkYgDlcqaCmD3i5KYjpMNA9Jp+5iu7KQ+k9I+HtObY3yyHusw2+sKpQN3KyFvJi3ej2AS9IVQ+39no3G\/Ilzf+5c6bxGT+hsu+BHrQCeAgAngLimUICcAgAnAIAICIGd0gE4BRGL2pWSCVkDCEgikmkMS8u6WJwcewOmtdwa947s2n7WheogLyPpMf1vSPhMBzDKMu8y\/4Lbo1+Kv3EUoYgyaY3vvvv8Ab8VMAooHl7SdFKCoanm1ne0qxTEIRCF0rrPg0DgUk0FG6QBCcAmgpwQkArJWRRUsERpFk0hPKaUmhjbIEJ100qIxJBBK6QDgU4FMBTgVJEWSA96ZUPaymkc7QNKQKzseqeowyQ3sSLLTSsySKLHiLZc2O2spKejfTSU7S5rz2gNc12VJi1BWN3urYCeBC8j2Kghq6uSKV9ie9dk7B3w1JZDO5rQLixXoEpt8M4TdeOVyd0yelcLbjB7FM30dw7LGH2Lz8wVzI3EVrrjhdV6avxemnuZXObyvqrUpLqVNRfQ9ILYeMbPJROEANurZ5LiDiNfMSfSnMceB4Js8uItj3hXOJ5XCnghg7a8P6NnkkvOvwlibCQah3mknhBg4LqGqxFCGBrhxKAajUziHqmnUqiRajapDatj\/AFF1XRbD1u0GPVX0BHGD471\/+kLk6E71XERoWLuOiOLew3Fay3y9aRfmAAf5ly7+K5ft\/c1XPypHosUZf3DmpxC0d\/tTmNDWgck4LZTo6oQW5ZZicmN6lnI+aAYAVM02OYukQCdFd4FP6F\/AssjDG\/0UdxvL61IGhIAJeBT+hfwPLGbjeX1pwjbbMfWnABEI8Cr9K\/gfIBGzl9aBibbK4T0UnRU1jah5ZWLd02Xje3T+u6VWjI9RRsHhe5\/mXtEuoXhu1Mwd0p41KfVhp2C\/KzGH4rnVVKvUSiuy\/wDCxcj6bKM+Kmuq9PcRNuLE5kX0Ut1guebJfc9DQsVR+w+6V0y6IKpZaPBRumAo3QA4FOBUYKIKAJLo7wUd0rp5FgeXIEphcldLIwkoE3QJSuogK6V0LpXQA4FEFNuldBFjwblctthV2MdM05nMhdMZGsaXnRouvPMXrTXYjLKb2Bs0LqaGvMtz7HO1lmI7fUWDVMtLiLXwkh3dxXolDibK17fSJzCRxvquH2RpG1u0cEDyAHX14r0zFNloaFjagOu0aiy6T1FddqhJ8s5L5jgoYhFRsgL4cQc5\/IOGazKet3JmmSUkA8VpGXD6clpjBvxIWXVNoZZHPa4tvoAVrfJFPBqb1FUzhxqi3KxDSpjDhgH9td+8sLCpqeKrd1xu06ErYFRR3Noi4HiAo7H6hJ89CKWLDOsP+cuP7SSqVDGPmLmxut+qkltfqGTkQAquJm9TCOQTxUgc1Xq39dOx4GQUWSR0NI4Me1\/BsJPkCvS+ien6rYqneRnUTyPPf2t3+VeWudu0zzcC9OQCTpcW969l2Ag9H2QwiO1rwh4\/aJd71zLllRXq0aL30Okra2OggE0oJaXhuRGV\/H4rP\/GqjbE6QwTjcduOBDbg+fcfLRas0EE8e5URxyMPzZGgj6\/FOMNO4ODmRkPbuOFh2m55eGZ811nKK4bMYJquGnYx8zur3yA0EcShR19NXBxp5N8NtfskWv4qbsnWxRa1jfVsPBLdEB4RQFkQgYgiEAigY2SRkUTpJDZrAXE9wUFPV9e4t6iWMtNnB9ssrg5E6qaWJk8T4pBvMe0tcL6gqOlo46Nrgx0jy83c6R5e4+0pAPm1C8Ax93XbY7Tz3uRI6LwsC33L3+X1vYvned\/XYztFPe\/W4gQO\/wDKn4rnQ51E2WLojaeQHlrdBlkhdRMN2C9808Fciz439z0laxBL6D7ogqMFOBVZYPvyRumAo3QA66N0wFK6AH3Sum3QugQ66V026V0AOukm3SukA66V026F0xDroOeAE0usE1gMz7cBqra63OWEVTmorLHOYZKeQ8wvOapm5VytPBxXp5aAwt0Fl5xi7OrxOZulyvQVVquO1HCtsdktzLOy0\/o20tDJe35Sx9q+h4oY6mBvWNDgRxXzNBO6lqI52C7o3hwv3L0Sm6X5YIGMdh5cWi2T9Vi1VM3qIWRjlLhlJ6dNglBKbOp2H9lQO2Vwp2tIzP8Awrz4dMsh0ww\/vrVg2\/xmrhEsWECztLyrqxxgrwzpzsphLTf0RmX+FXIcKo4WbjIWgDhZcc7bPaBwywho8ZfuUZ2x2i4YVGP\/AHfuUsoMM7c0FLf5JnkkuEO120t\/9WR\/xfuSRkMM85\/A9efzZ\/knfgauaN51O4NHEheo9QT8weShxGER0Eri0CzeSjwT5POcSPV0MjbWJY0f8wXv2ztP6NhlBT6dTTMZbwaAvBa2I1M9PAMzPMxludyfuX0PQtAebDIN05LmSWba4\/VsuufLLEhu8pu+0NLriw1N9EJQXFwGpUFS58dJNI2HfcGG0Ybvb3sGq5uoe62Tz3Kl0HivpT\/ftF+ZTjWUwDiZ4wG3Ju61ra+SxH4lVsfuNwIvjDBZzWutpmPV7+Xda+SfPWMbSOlfgrpRKz8pHuk728BvN0z5eAPgq\/DZI32lrmhzTdp0I4pwWNhOLurKt1GKE07IogQd7TJuVrC2Tu7TRbIUWnF4YxXPNEE96CIUlJ+oCMlju7xB8VLESbglRqSLituklJ2pZFLoNlPbPcvm2ll36SsqdetriT35h3uX0XiEvU0lRL9CNzvIL5uoAfwHGxty585dYcciPctVHNk39QR0UZ\/Jt8Ang3TC1zOyQRyBCIK5Eup6ZdB4KcCmAohQZIeCjdNBRSAN0rpJIAN0roJXQIN7IXQuldABuldNJQLkYDI69kC6yY54HFFrHS6XA5q2Fbm8IrnNRWWNc4vO63zVmlaGs71EWhgsApqc3b3LtaehVLnqcXUXux4XQmJuuQxfAq2uxRzqeIFp4krqqqR0FO6UC4aFxVZtPWulPUPMYHELWkZGx\/4n4odWM\/eRGx2KcWsH7SpjH8TP529I47iR\/O3+alwR5Lw2OxIZ2jFu9d5gkPomHxxVBG+0cCvMzjeJf+rk80DjWIn87k80+A5PXjLBbUeahe9hPZcLeK8mOMYifzuTzQGLYi47oqpCTwulwPk9ba+K2bh5pLyoz4z+lm80kZQYZ7iIWDgFlbSWiwScgC5atkA8Vi7RPiqaR1E2QB7vWIF91JtJZZKEXJ4R5\/hkPpG1uBw2uDVMeR+qQfivfaEeufBeM7P0LI+kvDIGPMgggfI4kcd1w+C9npCGwOcTYA6lYIc6mP0TJ3fEx2pPenBZzsZiLzaBxbzLrXT24vAdYpB4ELDPSTcm00T8C39JfCIVIYrSnhKPFo+KlGIUhHyrh4sKqejt7Y\/lC8KxflZZSN7KEVlI7SoHtaQniopzpUR\/vKPut3p\/YW2S7FenNcKiQVAhMWe45l7+26mqnzshLqeMSSDRpda6lD4zpNGfBwTw0u0sfAo92t\/SLoVqOWoli3qmEQv3iN0O3slei0Kj3HD5qlY3dFituiqnGzMlgjJ8GPtPJ1OzWLyjVlHMRbuYV5Zs7gjMOw6NsoBmt2nW0ub2+teobTziHAaomx3wGWPG5t7yuDjlDmEA58Eq5N7sepr08PzAq2RSwmEgZjIkad6503aSHCxGoW1K4l9yserBZUu4XzChqIeVSOlRw8CBunhQtcFK0iyxYNTHAJ1k0OCcDdGBZEAlZEEIEgI2iyKyRCW8OJSJFkYDI0lNJScc02xKQxF1k27nGzQTfkrVPRmfMkAK\/FSxQiwaCeZW2jSyny+hjv1Ua+OrKEFC53bky7lYe0MbutyAVp2QVaU5Lq11RrWEcmy6djyylKc1JTE7qhmNipKY2YrEVEmIm2GS\/qrzGUflHeK9KxF3+jJf1V5rIbvPirCAgUroE2QueSBjrpZptyeCVzfNADiUmSFjw4ajRNukkBpnHKggZDIW0SWXdJLCHln0PWTGmo5pwLmNhcPYCuLM7pHFxcSTmSTqrE3SBhssT4nRSOa9paQBqCsCLEYpmudE8uANsxmqrot4N2ilFNrubGwwNV0j187s2wUe6DyJLPiV6u87mFSu4ljvruF5d0VRmXF8eq3ZkOjjB\/ev9gXp9edzB3DiQ36yFmq\/1En6IzS81v3ZgbxvusY5zgL2aNAnsIeAd4AHiUwsJO8HbpIsSOIUsQYxoBBNrcFJYO3Jy5HhtxcOab8E8RPI1Byvr3XS3oCcmObcjU6JwFOSO04XI8v679O9T2x\/xlDnL6\/wMILSQdQiEnhoeQwkt4JBVvhlqeVkIRCARCYD2yPabh7hysVv0MrpaON7zcm9z4Fc8F0FCN2gj\/Vuran1MOrS2o5fb6fq8IgjBt1k4v3gNPvIXFU7ySuu6RWuGG0jxoJi3zH3Li6Z1gM1go+DJdpvllssud61yFRxKBz4uttct1PctONwJ4ZoOaHAscAQeaunHdHBapbZZOaF1IC7mp6im6mUt4cCotyy5MsxeGdKO2SyhdrknDfQAITgSOKjke1CBfySs4oi5HFK\/ejIbUDddzS3f8SNiUQ25SyPCC1jT3qZsV+FglEzPMW7irQaLJpFUnghY3cPYNu5Wo5t8WcLFVSSHKRp3swc1q0+olW8djJqKI2L6k7tFWlVgO3m58FXmK7kZKSyjhSi4vDKExzRiJDMkyY5ow5tQAsSd\/ouTnZedv8AWK9DqWGamdFf1guMrcEqoHuIYXA6EKSZHBmkhIOIFk80lQDmwiyYYXA5uATyIV+9AnPMoiIj5wS6s\/SCMgC4QJTuqOm8EjF\/iCAG3STxAfpJJganVuPBSQGWKUFtxfXvXdxbK0lu20k+KhxHZmho8OqapodeKJzxc8gT7kZyNcPJq9EUV8DxCr4zVhz52aD\/ADFeiYsxxw4boJ3SN63ALi+iun6rYqlda3XzSPPf2i3+VdbtBik2HQRNgIEkpPaIvugW+IWTR1u66xLu8DU9slL0MkEJ4VRuO1pze2CX9eFuflZStxu\/ylBTH9QFvvXQl7KuXRpnRWvj3iWAnBRNxajd62Hub3smPvClbX4W7VtXGf2SFRL2fqI\/lJrW1P1CE4Itmwx+la9nc+E+5Paykd6mIU\/7ZLftVT0t0esWSWqqfcjunRBjj+UeW58BdTtonv8Ak5oJOW5KCi7DqoZ9QT4EFV7JRfKJeLXJcSK7CSM10cA3aKMcox9iw2UVS54aIXi\/EtyC6At3IQ3kAE1mMJN+hk1ck8JM4TpQr2UWDULX2DJawNceXYd77LjaV7SAMlsdNktqLB4PpzvdbwDR\/MuJwGvmnpGsOb48iTxHBZNPH8FMensw3E6yJwvmdFK85XBtZVKYuLbuNzxAVgkkWVpqZXfEKqVkYuCXa2VurwQNgDorl7RmOagJLHtkAPYcDcHSy6QAEXFjf6040QsTyuSiy+ypra+DiTG5psQQRqCnMhfK8NY0knkt\/E8LEg62FvaGoHFPwrDRC3rZW9s8DwWD3Ofi7e3qb3rYeFv7+gKLCo4qfdkaHOdqSs3EMKfTkyRAlh4DgunITXMDhZwBB4FdKelrlDbg5lessjPc31OJAK0sJoDUS9Y8dhvPirdXgt5w6HJrj2hyWtTQNp4WxtAHNYaNHJWefojbqNbF1+TqyjXYY1zeshABHAcVl2LRYixGoXUjkVjYrSiJ\/WsHZdqrdXp0lviUaXUNvZIx5PWSY4tKUuRTAb6LkHVXKLDXWdrkVHMckN6wuTkFoVdNBTbPwyvhaamoIs8jMA3P2BdnQWOUHF9jja6G2al6mBMc06H1EybVPg9RbzAOeQ1t3GwGpTA5kouCHA8kMTywqR17EDVZ84bgmyUM7ommrlLe04Ztub\/YFJxEpFmooIphmLE8QsKs2cfcvidfuKtUW0cUoDZxuu5rdoaqjfPHJNeWJubmMFy7kPBR5RLhnNYdsPilcBI+1PAdHvFy7wH3hag6OTxr33\/4X3rfr8WqK2XfY+SmiaLNYx9r95st\/B6aUYZB10j5JHjfJebnPMfaFJMTRwP+Tm\/5+\/8AhfeszGNia3DIPSIpBUQt9Yhu65vs5e1eyNoJHC4t5KtiuHuGFVW8AbxObYjUkWH2pkTwr8H1X6NyS9GGzlRYXLfJJPDDKNmXEmAnqWAgfOcdVh7SYzIMAq2PawdYzcu0HjYe9Drd423li7VS2wjd4ukaP68ljU5OS5OrZRXCDeD1XYGn9H2SweO1rwNkt+td3vU+1sl6ynZ9GMu8z9yu7PwejUFDT6dRTsZblZoHuWTtQ5xxixBAbE0C\/HX4rb7DW6bl9WcmXU5fCJcdr6mpqJKelFDBK+KQMku6JzeZvYk93jktlphIHaeDbPS3H7ln0OH0+Hmf0Vrom1D997A47pOWdvYtM1RdHuFosO\/Tsgf17F6CELYxxJ5YgiOPcJ64XF7AjXT4pgN1MJ6ZwcHQWve1gMsrcLcr6ezNNndE6YmFu6zgLqcXLOGmAAnBMH9XTgVNjHjPUfUnskew\/k3Oaf8ACfgowU4d6g0Bo0OJ1cNTHeeSRhcA5r3XBB8V10p7C4iibv1tO3nK37V28vq+1cP2qlGDwuzGup4\/01y3xDBYh\/dslkt7W\/8AauT2YYBQyHiXgeQHxXQdM0u9tTQRDPcoXOt4l\/wWFs2PyDhnYSHL2BcehY08f87mqn4zoocm\/arTcxfgoYm3HJTMFhbgg3sa4ZHJb9E7rKOF179gXPMrBeMrrZwl29h0fdcfWfcrqepk1PwplywKVkQEbLSYhtkrJ1krJBkbZKydZKyAGgKKshE1M5tuGSntZBwuM+KjKKawxxk08o42cbpLTqNVAHZq7ijBHVPHNZwdmvMzjtk0enqluimWWxTTsc2KGSS2u4wutfwWpVVtRVxRtqcAkl6sdmxe22nIdyyIX1JkbDTTyxOleGgRvLbk2HBbG0dXPHNT0dLPIx4bmWPILicm3t4FdX2euG0cr2g+UmZrwL\/7MSn9t\/wVZ7Sajd9F9C3rARvJ7N+JJ+C0tpKyakjpaOGola8N3nva8hzgMhc9+fks6jYyrY6WqxJsb72HWhz3OH9FdI5pPVDD6KgdNVzCsczNsMAuwnvcdf6yK5l2N0O0VBJRYnI2jm6zfikA7I1t9vdzXSYjRUTsMex2MQNBGZ6k\/FcUcFwq\/wDtDB\/BPxUyBl1lMKSpdC2oin3fnxOu0rsNkMNgOEOrKqNr995LC46NGXuK46riigqXxQzieNvqyBtg5d3ikrMJ2OEcZALoWxMI4lwzP2pDMnDcc\/COKtpOq3WTzWaG\/NZc\/YF6tTTxP3dwgW4cl5HsNR9bictWRdsDLA8i77gfNd617mG7CR4JYHlnbQ2LVn43L2IacH137zh3N++yxI8WqoxYPuBzC4PaLbivlxmQUsrTHEOrDgNSL3P1\/UppkGj0a6S8l\/HLF\/0zfJJPchbWdDK2ejnMVRG6N44EarHxhxr6yhomgnrJ2g2HMge9eg7TRsdg73uY0ub6pIzHguFoADtPh9x+cRf\/AGsWNx2s6c7nOltnvFCB1psMg34KarwqjxHdNTCHub6rgSCPJR0HrP8AALQGil7PbjRFp88nNl1MR+ydA71JJ2HkHA\/aPeq8myH6Ks8A6P7\/AHLpQiF1Fqrl+YRyL9la9mbXwvHIOIP2e9V34FicWtKXDm1wK7cJKa11q64GcC+iq4vlKaZveWGyiGRsciOYXoiZJFHI3txtd+sLq2Ovb4cQOAHcU4XXR4vS00YJjp4mH\/CwBc2PWK2wnvWRl7CW72J0417YPlmuylOQXLbPAHFmXAya63kuol4Lhe2H5H9v+yUep4V0tS9bt3u3+So2Nt4l3\/cqOzsZbRueT6zzb6lN0of+INX\/AMGH+VHBP9XRe37SubXxTE10LzZNyDMeCs2uFWg4K2NFE2sjcLiy0sEdemkjvctfl4ED4FZrldwT5So\/Z96tqfmM16zBmuEQhxR4rYc8KVkkhxQISCJQSABTSU4pp0URnL49YVRI4hY4dc5LY2g\/tJ8FkUoBkzXBshuva+p6Gie2lP6FukEkMjZ2HdezNpIvbz8UqmpnfU+lPl3pwQQ8tGRGmX3Kf5qp1HFdmquNcNqOJba7JuTKdbUzVc\/XVEhkkIDb2AyF+Xin0xvGq02qsUvyftVhWx+M5YNIe5ednVeiY1\/qZ\/gvOzqrGQQV1OFbW08dDHSYpSmdsQAY8NDrgaXBXLJJDO6i2xwSAEQ080d9QyJov5FPO3GFAZR1J7twfFcCkkB0mMbZT10TqeijNPE7Jzye24e76\/Fc2kgmAUkEkAf\/2Q==\" alt=\"\ubcf8\ubb38 \uc774\ubbf8\uc9c0\" style=\"max-width:100%;border-radius:8px;\"\/><\/figure>\n<h2>\ud55c\ub208\uc5d0 \ubcf4\ub294 \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \uc815\ubcf4<\/h2>\n<table style=\"width:100%;border-collapse:collapse;margin:16px 0;font-size:14px\">\n<tr>\n<th style=\"border:1px solid #ddd;padding:10px 12px;background:#f0f4ff;font-weight:700;text-align:left\">\uad6c\ubd84<\/th>\n<th style=\"border:1px solid #ddd;padding:10px 12px;background:#f0f4ff;font-weight:700;text-align:left\">\ub0b4\uc6a9<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uae08\ub9ac<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc5f0 4.95%~17.90% (\uac1c\uc778\ubcc4 \ucc28\ub4f1)<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ud55c\ub3c4<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ucd5c\ub300 3\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ub300\uc0c1<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ub9cc 19\uc138 \uc774\uc0c1 \uc18c\ub4dd\uc99d\ube59 \uac00\ub2a5\uc790<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc2e0\uccad\ubc29\ubc95<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uce74\uce74\uc624\ubc45\ud06c \uc571 \uc804\uc6a9<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc0c1\ud658\ubc29\uc2dd<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ub300\ucd9c\uae30\uac04<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">1\ub144~7\ub144<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc794\uc874\uae30\uac04\uc5d0 \ub530\ub77c \uc0c1\uc774<\/td>\n<\/tr>\n<\/table>\n<h2>\uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac \uccb4\uacc4 \ubd84\uc11d<\/h2>\n<p>\uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac\ub294 \uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810, \uc18c\ub4dd\uc218\uc900, \uc9c1\uc5c5\uad70 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \ud3c9\uac00\ud558\uc5ec \ucc28\ub4f1 \uc801\uc6a9\ub429\ub2c8\ub2e4. 2026\ub144 \ud604\uc7ac \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9\uc5d0 \ub530\ub77c \uc804\ubc18\uc801\uc778 \uae08\ub9ac \uc218\uc900\uc774 \uc870\uc815\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uae08\ub9ac \uacb0\uc815 \uc694\uc18c\ubcc4 \uc601\ud5a5\ub3c4:<\/strong><\/p>\n<ul>\n<li>\uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810 (40%): KCB, NICE \ud3c9\uc810 \uae30\uc900<\/li>\n<li>\uc18c\ub4dd\uc218\uc900 \ubc0f \uc548\uc815\uc131 (30%): \uc5f0\uc18c\ub4dd \ub300\ube44 \ubd80\ucc44\ube44\uc728<\/li>\n<li>\uae30\uc874 \uac70\ub798\uc2e4\uc801 (20%): \uce74\uce74\uc624\ubc45\ud06c \uc774\uc6a9 \uc774\ub825<\/li>\n<li>\uae30\ud0c0 \uc694\uc18c (10%): \uc9c1\uc5c5, \uc5f0\ub839, \uac70\uc8fc\uc9c0 \ub4f1<\/li>\n<\/ul>\n<h2>\ud0c0\uc740\ud589 \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac\uc640 \ube44\uad50 \ubd84\uc11d<\/h2>\n<p>2026\ub144 3\uc6d4 \uae30\uc900 \uc8fc\uc694 \uc740\ud589\ub4e4\uc758 \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac\ub97c \ube44\uad50\ud558\uba74 \uce74\uce74\uc624\ubc45\ud06c\ub294 \uc911\uc0c1\uc704\uad8c \uc218\uc900\uc758 \uacbd\uc7c1\ub825\uc744 \ubcf4\uc785\ub2c8\ub2e4. \uc2dc\uc911\uc740\ud589 \ub300\ube44 \uc57d\uac04 \ub192\uc9c0\ub9cc \uc778\ud130\ub137\uc804\ubb38\uc740\ud589 \uc911\uc5d0\uc11c\ub294 \uacbd\uc7c1\ub825 \uc788\ub294 \uc218\uc900\uc785\ub2c8\ub2e4.<\/p>\n<table style=\"width:100%;border-collapse:collapse;margin:16px 0;font-size:14px\">\n<tr>\n<th style=\"border:1px solid #ddd;padding:10px 12px;background:#f0f4ff;font-weight:700;text-align:left\">\uc740\ud589\uba85<\/th>\n<th style=\"border:1px solid #ddd;padding:10px 12px;background:#f0f4ff;font-weight:700;text-align:left\">\ucd5c\uc800\uae08\ub9ac<\/th>\n<th style=\"border:1px solid #ddd;padding:10px 12px;background:#f0f4ff;font-weight:700;text-align:left\">\ucd5c\uace0\uae08\ub9ac<\/th>\n<th style=\"border:1px solid #ddd;padding:10px 12px;background:#f0f4ff;font-weight:700;text-align:left\">\ud2b9\uc9d5<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uce74\uce74\uc624\ubc45\ud06c<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">4.95%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">17.90%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ubaa8\ubc14\uc77c \ud2b9\ud654<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ud1a0\uc2a4\ubc45\ud06c<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">4.50%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">17.00%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ub370\uc774\ud130 \uae30\ubc18 \uc2ec\uc0ac<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">K\ubc45\ud06c<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">5.20%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">18.50%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\ud1b5\uc2e0\uc0ac \uc5f0\uacc4<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc2dc\uc911\uc740\ud589 \ud3c9\uade0<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">4.00%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">16.00%<\/td>\n<td style=\"border:1px solid #ddd;padding:8px 12px\">\uc624\ud504\ub77c\uc778 \uc0c1\ub2f4<\/td>\n<\/tr>\n<\/table>\n<p><strong>\uce74\uce74\uc624\ubc45\ud06c\ub9cc\uc758 \ucc28\ubcc4\ud654 \ud3ec\uc778\ud2b8:<\/strong><\/p>\n<ul>\n<li>24\uc2dc\uac04 \ubaa8\ubc14\uc77c \uc2e0\uccad \uac00\ub2a5<\/li>\n<li>\uc11c\ub958 \uac04\uc18c\ud654\ub85c \ube60\ub978 \uc2ec\uc0ac<\/li>\n<li>\uce74\uce74\uc624\ud398\uc774 \uc5f0\ub3d9 \ud61c\ud0dd<\/li>\n<\/ul>\n<h2>\uac1c\uc778\ubcc4 \ub9de\ucda4 \uae08\ub9ac \uc0b0\uc815 \ubc29\uc2dd<\/h2>\n<p>\uce74\uce74\uc624\ubc45\ud06c\ub294 \ube45\ub370\uc774\ud130\uc640 AI \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uac1c\uc778\ubcc4 \ub9de\ucda4 \uae08\ub9ac\ub97c \uc0b0\uc815\ud569\ub2c8\ub2e4. \uae30\uc874 \uae08\uc735\uac70\ub798 \ud328\ud134, \uc18c\ube44 \uc131\ud5a5, \uc2e0\uc6a9\uad00\ub9ac \uc774\ub825 \ub4f1\uc744 \uc885\ud569 \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uae08\ub9ac \uc6b0\ub300 \uc870\uac74:<\/strong><\/p>\n<ul>\n<li>\uce74\uce74\uc624\ubc45\ud06c \uc8fc\uac70\ub798 \uace0\uac1d: \ucd5c\ub300 0.5%p \uc6b0\ub300<\/li>\n<li>\uae09\uc5ec\uc774\uccb4 \uace0\uac1d: \ucd5c\ub300 0.3%p \uc6b0\ub300<\/li>\n<li>\uc790\ub3d9\uc774\uccb4 3\uac74 \uc774\uc0c1: \ucd5c\ub300 0.2%p \uc6b0\ub300<\/li>\n<li>\uce74\uce74\uc624\ud398\uc774 \uc801\uadf9 \uc774\uc6a9\uc790: \ucd5c\ub300 0.1%p \uc6b0\ub300<\/li>\n<\/ul>\n<h2>\uc2e0\uc6a9\ub300\ucd9c \ud55c\ub3c4 \uacb0\uc815 \uae30\uc900<\/h2>\n<p>\uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \ud55c\ub3c4\ub294 \uac1c\uc778\ubcc4 \uc0c1\ud658\ub2a5\ub825\uc744 \uae30\uc900\uc73c\ub85c \uc0b0\uc815\ub429\ub2c8\ub2e4. \uc5f0\uc18c\ub4dd\uc758 \uc77c\uc815 \ube44\uc728 \ub0b4\uc5d0\uc11c \uae30\uc874 \ubd80\ucc44\ub97c \uace0\ub824\ud558\uc5ec \ucd5c\uc885 \ud55c\ub3c4\uac00 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p><strong>\ud55c\ub3c4 \uc0b0\uc815 \uae30\uc900:<\/strong><\/p>\n<p>1. \uc5f0\uc18c\ub4dd \ub300\ube44 \ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728(DTI) 40% \uc774\ub0b4<\/p>\n<p>2. \ucd1d\ubd80\ucc44\uc0c1\ud658\ube44\uc728(DSR) 40% \uc774\ub0b4 (2026\ub144 \uae30\uc900)<\/p>\n<p>3. \uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810\ubcc4 \ucc28\ub4f1 \uc801\uc6a9<\/p>\n<p>4. \uae30\uc874 \uce74\uce74\uc624\ubc45\ud06c \uac70\ub798\uc2e4\uc801 \ubc18\uc601<\/p>\n<p><strong>\uc18c\ub4dd \uad6c\uac04\ubcc4 \uc608\uc0c1 \ud55c\ub3c4:<\/strong><\/p>\n<ul>\n<li>\uc5f0\uc18c\ub4dd 3,000\ub9cc\uc6d0: \uc57d 800\ub9cc\uc6d0~1,200\ub9cc\uc6d0<\/li>\n<li>\uc5f0\uc18c\ub4dd 5,000\ub9cc\uc6d0: \uc57d 1,500\ub9cc\uc6d0~2,500\ub9cc\uc6d0<\/li>\n<li>\uc5f0\uc18c\ub4dd 8,000\ub9cc\uc6d0: \uc57d 3,000\ub9cc\uc6d0~5,000\ub9cc\uc6d0<\/li>\n<\/ul>\n<h2>\uc2e0\uccad \uc808\ucc28 \ubc0f \ud544\uc694 \uc11c\ub958<\/h2>\n<p>\uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c\uc740 100% \ubaa8\ubc14\uc77c\ub85c \uc2e0\uccad \uac00\ub2a5\ud569\ub2c8\ub2e4. \ubcf5\uc7a1\ud55c \uc11c\ub958 \uc81c\ucd9c \uc5c6\uc774 \uac04\ud3b8\ud558\uac8c \uc9c4\ud589\ud560 \uc218 \uc788\uc5b4 \ub9ce\uc740 \uace0\uac1d\ub4e4\uc774 \uc120\ud638\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc2e0\uccad \uc808\ucc28:<\/strong><\/p>\n<p>1. \uce74\uce74\uc624\ubc45\ud06c \uc571 \ub2e4\uc6b4\ub85c\ub4dc \ubc0f \ud68c\uc6d0\uac00\uc785<\/p>\n<p>2. \ubcf8\uc778\uc778\uc99d \ubc0f \uc2e0\uc6a9\uc870\ud68c \ub3d9\uc758<\/p>\n<p>3. \uc18c\ub4dd\uc99d\ube59\uc11c\ub958 \uc5c5\ub85c\ub4dc<\/p>\n<p>4. AI \uc2ec\uc0ac \ubc0f \uae08\ub9ac\/\ud55c\ub3c4 \uc548\ub0b4<\/p>\n<p>5. \ub300\ucd9c\uc2e4\ud589 \ubc0f \uacc4\uc88c\uc785\uae08<\/p>\n<p><strong>\ud544\uc694 \uc11c\ub958:<\/strong><\/p>\n<ul>\n<li>\uc2e0\ubd84\uc99d (\uc8fc\ubbfc\ub4f1\ub85d\uc99d, \uc6b4\uc804\uba74\ud5c8\uc99d \ub4f1)<\/li>\n<li>\uc18c\ub4dd\uc99d\ube59\uc11c\ub958 (\uae09\uc5ec\uba85\uc138\uc11c, \uc18c\ub4dd\uae08\uc561\uc99d\uba85\uc6d0 \ub4f1)<\/li>\n<li>\uc7ac\uc9c1\uc99d\uba85\uc11c (\ud574\ub2f9\uc2dc)<\/li>\n<li>\uae30\ud0c0 \uc2ec\uc0ac \uad00\ub828 \uc11c\ub958 (\ud544\uc694\uc2dc)<\/li>\n<\/ul>\n<h2>\uc0c1\ud658 \ubc29\uc2dd \ubc0f \uc911\ub3c4\uc0c1\ud658 \uc548\ub0b4<\/h2>\n<p>\uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c\uc740 \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \ubc29\uc2dd\uc744 \uae30\ubcf8\uc73c\ub85c \ud569\ub2c8\ub2e4. \ub9e4\uc6d4 \uc77c\uc815\ud55c \uae08\uc561\uc744 \uc0c1\ud658\ud558\uc5ec \uacc4\ud68d\uc801\uc778 \ubd80\ucc44 \uad00\ub9ac\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc0c1\ud658 \uad00\ub828 \uc8fc\uc694 \uc0ac\ud56d:<\/strong><\/p>\n<ul>\n<li>\uc0c1\ud658\uc77c: \ub9e4\uc6d4 \uc9c0\uc815\uc77c \uc790\ub3d9\uc774\uccb4<\/li>\n<li>\uc5f0\uccb4\uae08\ub9ac: \ub300\ucd9c\uae08\ub9ac + 3%p<\/li>\n<li>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc: \uc794\uc874\uae30\uac04 1\ub144 \ucd08\uacfc\uc2dc 1.5%, 1\ub144 \uc774\ud558\uc2dc 0.5%<\/li>\n<li>\ubd80\ubd84\uc0c1\ud658 \uac00\ub2a5: \uc6d0\uae08 \uc77c\ubd80 \uc870\uae30\uc0c1\ud658 \uc9c0\uc6d0<\/li>\n<\/ul>\n<h2>\ud5f7\uac08\ub9ac\ub294 \ud3ec\uc778\ud2b8<\/h2>\n<p><strong>\uad11\uace0 \uae08\ub9ac vs \uc2e4\uc81c \uc801\uc6a9 \uae08\ub9ac:<\/strong><\/p>\n<p>\ub9ce\uc740 \uace0\uac1d\ub4e4\uc774 \uad11\uace0\uc5d0\uc11c \ubcf4\ub294 \ucd5c\uc800\uae08\ub9ac\uc640 \ubcf8\uc778\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \uc2e4\uc81c \uae08\ub9ac\uc758 \ucc28\uc774\uc5d0 \ub2f9\ud669\ud569\ub2c8\ub2e4. \ucd5c\uc800\uae08\ub9ac\ub294 \uc2e0\uc6a9\ub3c4\uac00 \ub9e4\uc6b0 \uc6b0\uc218\ud55c \uadf9\uc18c\uc218 \uace0\uac1d\uc5d0\uac8c\ub9cc \uc801\uc6a9\ub418\ubbc0\ub85c, \ud3c9\uade0\uc801\uc73c\ub85c\ub294 \uc911\uac04 \uc218\uc900\uc758 \uae08\ub9ac\uac00 \uc801\uc6a9\ub41c\ub2e4\uace0 \ubcf4\ub294 \uac83\uc774 \ud604\uc2e4\uc801\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>DSR \uaddc\uc81c \uc624\ud574:<\/strong><\/p>\n<p>2026\ub144 \ud604\uc7ac DSR \uaddc\uc81c\uac00 \uac15\ud654\ub418\uc5b4 \uc788\uc9c0\ub9cc, \uc774\ub294 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc5d0 \uc8fc\ub85c \uc801\uc6a9\ub418\uba70 \uc2e0\uc6a9\ub300\ucd9c\uc758 \uacbd\uc6b0 \uc0c1\ub300\uc801\uc73c\ub85c \uc644\ud654\ub41c \uae30\uc900\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac1c\uc778\ubcc4 \ucd1d\ubd80\ucc44 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>FAQ<\/h2>\n<p><strong>Q: \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac\uac00 \ub2e4\ub978 \uc740\ud589\ubcf4\ub2e4 \ub192\uc740 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/p>\n<p>A: \uce74\uce74\uc624\ubc45\ud06c\ub294 \uc778\ud130\ub137\uc804\ubb38\uc740\ud589\uc73c\ub85c \uc624\ud504\ub77c\uc778 \uc810\ud3ec \uc6b4\uc601\ube44\uc6a9\uc774 \uc5c6\uc9c0\ub9cc, \uc2e0\uc6a9\ub300\ucd9c \ud2b9\uc131\uc0c1 \ub192\uc740 \uc704\ud5d8\ud504\ub9ac\ubbf8\uc5c4\uc774 \ubc18\uc601\ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud3b8\uc758\uc131\uacfc \uc2e0\uc18d\uc131 \uba74\uc5d0\uc11c \uacbd\uc7c1\uc6b0\uc704\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q: \uce74\uce74\uc624\ubc45\ud06c \uae30\uc874 \uace0\uac1d\uc774\uba74 \uae08\ub9ac \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n<p>A: \ub124, \uce74\uce74\uc624\ubc45\ud06c \uc8fc\uac70\ub798 \uace0\uac1d\uc758 \uacbd\uc6b0 \ucd5c\ub300 0.5%p\uc758 \uae08\ub9ac \uc6b0\ub300\ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae09\uc5ec\uc774\uccb4, \uc790\ub3d9\uc774\uccb4 \ub4f1\uc758 \uac70\ub798\uc2e4\uc801\uc5d0 \ub530\ub77c \ucd94\uac00 \uc6b0\ub300\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q: \uc2e0\uc6a9\ub300\ucd9c \ud55c\ub3c4\ub294 \uc5b4\ub5bb\uac8c \uacb0\uc815\ub418\ub098\uc694?<\/strong><\/p>\n<p>A: \uac1c\uc778\uc758 \uc5f0\uc18c\ub4dd, \uae30\uc874 \ubd80\ucc44, \uc2e0\uc6a9\ud3c9\uc810 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uacb0\uc815\ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc5f0\uc18c\ub4dd\uc758 30~40% \ubc94\uc704\uc5d0\uc11c \ud55c\ub3c4\uac00 \ucc45\uc815\ub418\uba70, DSR \uaddc\uc81c\ub3c4 \ud568\uaed8 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p><strong>Q: \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \uc2ec\uc0ac\uae30\uac04\uc740 \uc5bc\ub9c8\ub098 \uac78\ub9ac\ub098\uc694?<\/strong><\/p>\n<p>A: AI \uae30\ubc18 \uc790\ub3d9\uc2ec\uc0ac\ub85c \ub300\ubd80\ubd84 \ub2f9\uc77c \ub0b4 \uacb0\uacfc\uac00 \ub098\uc635\ub2c8\ub2e4. \ubcf5\uc7a1\ud55c \ucf00\uc774\uc2a4\uc758 \uacbd\uc6b0 1~2\uc601\uc5c5\uc77c \ucd94\uac00 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q: \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc \uc5c6\uc774 \uc0c1\ud658\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\ub098\uc694?<\/strong><\/p>\n<p>A: \uc794\uc874\uae30\uac04\uc774 1\ub144 \uc774\ud558\uc778 \uacbd\uc6b0 0.5%\uc758 \ub0ae\uc740 \uc218\uc218\ub8cc\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub610\ud55c \ubd80\ubd84\uc0c1\ud658\uc744 \ud1b5\ud574 \uc774\uc790 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \ubc29\ubc95\ub3c4 \uace0\ub824\ud574\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q: \ub2e4\ub978 \uc740\ud589 \ub300\ucd9c\uc774 \uc788\uc5b4\ub3c4 \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n<p>A: \uae30\uc874 \ub300\ucd9c\uc774 \uc788\uc5b4\ub3c4 DSR \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ucd94\uac00 \ub300\ucd9c\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728\uc744 \uace0\ub824\ud558\uc5ec \ud55c\ub3c4\uac00 \uc870\uc815\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q: \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac\ub294 \ubcc0\ub3d9\uae08\ub9ac\uc778\uac00\uc694?<\/strong><\/p>\n<p>A: \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c\uc740 \ubcc0\ub3d9\uae08\ub9ac \uc0c1\ud488\uc785\ub2c8\ub2e4. \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9\uc5d0 \ub530\ub77c \uc801\uc6a9\uae08\ub9ac\uac00 \uc870\uc815\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \uae08\ub9ac \ubcc0\ub3d9 \ub9ac\uc2a4\ud06c\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>2026\ub144 \ud604\uc7ac \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c\uc740 \ubaa8\ubc14\uc77c \ud2b9\ud654 \uc11c\ube44\uc2a4\uc640 \ud569\ub9ac\uc801\uc778 \uae08\ub9ac \uc218\uc900\uc73c\ub85c \ub9ce\uc740 \uace0\uac1d\ub4e4\uc758 \uc120\ud0dd\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8\uc778\uc758 \uc2e0\uc6a9\uc0c1\ud0dc\uc640 \uc0c1\ud658\ub2a5\ub825\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud55c \ud6c4 \uc2e0\uc911\ud558\uac8c \uacb0\uc815\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ub300\ucd9c \uc2e0\uccad \uc804 \uce74\uce74\uc624\ubc45\ud06c \uc571\uc5d0\uc11c \uac04\ud3b8\ud558\uac8c \uc608\uc0c1 \uae08\ub9ac\uc640 \ud55c\ub3c4\ub97c \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026\ub144 \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac\ub97c \ud0c0\uc740\ud589\uacfc \ube44\uad50 \ubd84\uc11d\ud569\ub2c8\ub2e4. \uac1c\uc778\ubcc4 \uae08\ub9ac \uc0b0\uc815 \ubc29\uc2dd, \uc6b0\ub300 \uc870\uac74, \ud55c\ub3c4 \uc548\ub0b4\uae4c\uc9c0 \uc644\ubcbd \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":2133,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[781,1177,1178,1169,1120],"class_list":["post-2132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bokji","tag-781","tag-1177","tag-1178","tag-1169","tag-1120"],"_links":{"self":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2132"}],"version-history":[{"count":0,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2132\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/media\/2133"}],"wp:attachment":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}