{"id":1888,"date":"2026-02-22T10:45:34","date_gmt":"2026-02-22T01:45:34","guid":{"rendered":"https:\/\/people.rich365.co.kr\/?p=1888"},"modified":"2026-02-22T10:45:34","modified_gmt":"2026-02-22T01:45:34","slug":"2026%eb%85%84-%ec%83%88%eb%a1%9c%ec%9b%8c%ec%a7%84-%ed%96%87%ec%82%b4%eb%a1%a0-%ec%9d%bc%eb%b0%98%c2%b7%ed%8a%b9%eb%a1%80-%ec%99%84%ec%a0%84-%ec%a0%95%eb%a6%ac-%ea%b0%9c%ed%8e%b8%eb%90%9c-%ec%a1%b0","status":"publish","type":"post","link":"https:\/\/people.rich365.co.kr\/?p=1888","title":{"rendered":"2026\ub144 \uc0c8\ub85c\uc6cc\uc9c4 \ud587\uc0b4\ub860 \uc77c\ubc18\u00b7\ud2b9\ub840 \uc644\uc804 \uc815\ub9ac! \uac1c\ud3b8\ub41c \uc870\uac74\uacfc \uae08\ub9ac \ucd1d\uc815\ub9ac"},"content":{"rendered":"

2026\ub144 \ud587\uc0b4\ub860, \ubb34\uc5c7\uc774 \ub2ec\ub77c\uc84c\uc744\uae4c\uc694?<\/h2>\n

2026\ub144 \ub4e4\uc5b4 \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc758 \ub300\ud45c\uc801\uc778 \uc11c\ubbfc\ub300\ucd9c \uc0c1\ud488\uc778 \ud587\uc0b4\ub860\uc774 \ub300\ud3ed \uac1c\ud3b8\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uae30\uc874 \uc774\uc6a9\uc790\ub4e4\uc740 \ubb3c\ub860 \uc0c8\ub85c\uc6b4 \uc2e0\uccad\uc790\ub4e4\uae4c\uc9c0 \ubaa8\ub450\uac00 \uad81\uae08\ud574\ud558\ub294 \ubcc0\ud654\ub41c \ub0b4\uc6a9\ub4e4\uc744 \uc0c1\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\"\ubcf8\ubb38<\/figure>\n

\ud587\uc0b4\ub860\uc740 \uc800\uc2e0\uc6a9\u00b7\uc800\uc18c\ub4dd\uce35\uc744 \uc704\ud55c \uc815\ubd80 \uc9c0\uc6d0 \ub300\ucd9c \uc0c1\ud488\uc73c\ub85c, \uc2dc\uc911 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ub300\ucd9c\ubc1b\uae30 \uc5b4\ub824\uc6b4 \ubd84\ub4e4\uc5d0\uac8c \ud569\ub9ac\uc801\uc778 \uae08\ub9ac\ub85c \uc790\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. 2026\ub144 \uac1c\ud3b8\uc744 \ud1b5\ud574 \ub354\uc6b1 \ub9ce\uc740 \ubd84\ub4e4\uc774 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc870\uac74\uc774 \uc644\ud654\ub418\uace0 \uae08\ub9ac \ud61c\ud0dd\uc774 \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud587\uc0b4\ub860 \uc77c\ubc18\ud615 vs \ud2b9\ub840\ud615, \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/h2>\n

\ud587\uc0b4\ub860 \uc77c\ubc18\ud615\uc758 \ud2b9\uc9d5<\/h3>\n

\ud587\uc0b4\ub860 \uc77c\ubc18\ud615\uc740 \uac00\uc7a5 \uae30\ubcf8\uc801\uc778 \ud615\ud0dc\uc758 \ud587\uc0b4\ub860\uc785\ub2c8\ub2e4. 2026\ub144 \uac1c\ud3b8\ub41c \uc870\uac74\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

\ub300\ucd9c \ud55c\ub3c4<\/strong>: \ucd5c\ub300 1,200\ub9cc\uc6d0 (\uae30\uc874 1,000\ub9cc\uc6d0\uc5d0\uc11c \uc0c1\ud5a5)<\/p>\n

\uae08\ub9ac<\/strong>: \uc5f0 10.5%~15.5% (\uc2e0\uc6a9\ub4f1\uae09\uc5d0 \ub530\ub77c \ucc28\ub4f1 \uc801\uc6a9)<\/p>\n

\ub300\ucd9c \uae30\uac04<\/strong>: \ucd5c\ub300 5\ub144 (\uac70\uce58\uae30\uac04 \ucd5c\ub300 1\ub144 \ud3ec\ud568)<\/p>\n

\uc0c1\ud658 \ubc29\ubc95<\/strong>: \uc6d0\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \ub610\ub294 \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658<\/p>\n

\uc77c\ubc18\ud615\uc758 \uac00\uc7a5 \ud070 \ubcc0\ud654\ub294 \ub300\ucd9c \ud55c\ub3c4\uac00 200\ub9cc\uc6d0 \uc99d\uc561\ub41c \uc810\uc785\ub2c8\ub2e4. \ub610\ud55c \uae08\ub9ac\ub3c4 \uae30\uc874 \ub300\ube44 0.5%p \ud558\ud5a5 \uc870\uc815\ub418\uc5b4 \uc774\uc6a9\uc790 \ubd80\ub2f4\uc774 \ud06c\uac8c \uc904\uc5b4\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud587\uc0b4\ub860 \ud2b9\ub840\ud615\uc758 \uc0c8\ub85c\uc6b4 \ud61c\ud0dd<\/h3>\n

\ud2b9\ub840\ud615\uc740 \ud2b9\uc815 \uc870\uac74\uc744 \ub9cc\uc871\ud558\ub294 \ucde8\uc57d\uacc4\uce35\uc744 \uc704\ud55c \uc6b0\ub300 \uc0c1\ud488\uc785\ub2c8\ub2e4:<\/p>\n

\ub300\ucd9c \ud55c\ub3c4<\/strong>: \ucd5c\ub300 2,000\ub9cc\uc6d0 (\ub300\ud3ed \uc0c1\ud5a5)<\/p>\n

\uae08\ub9ac<\/strong>: \uc5f0 4.5%~10.5% (\uc77c\ubc18\ud615 \ub300\ube44 \ucd5c\ub300 5%p \uc6b0\ub300)<\/p>\n

\ub300\ucd9c \uae30\uac04<\/strong>: \ucd5c\ub300 7\ub144 (\uc7a5\uae30 \uc0c1\ud658 \uac00\ub2a5)<\/p>\n

\ud2b9\ub840 \ub300\uc0c1<\/strong>: \uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790, \ucc28\uc0c1\uc704\uacc4\uce35, \ud55c\ubd80\ubaa8\uac00\uc815, \uc7a5\uc560\uc778 \ub4f1<\/p>\n

2026\ub144 \ud2b9\ub840\ud615\uc758 \uac00\uc7a5 \ud070 \ubcc0\ud654\ub294 \ub300\ucd9c \ud55c\ub3c4\uac00 \uae30\uc874 1,500\ub9cc\uc6d0\uc5d0\uc11c 2,000\ub9cc\uc6d0\uc73c\ub85c \ud655\ub300\ub41c \uc810\uc785\ub2c8\ub2e4. \uc774\ub294 \ucf54\ub85c\ub09819 \uc7a5\uae30\ud654\uc640 \ubb3c\uac00 \uc0c1\uc2b9\uc73c\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \ucde8\uc57d\uacc4\uce35\uc758 \uc790\uae08 \uc218\uc694 \uc99d\uac00\ub97c \ubc18\uc601\ud55c \uc870\uce58\uc785\ub2c8\ub2e4.<\/p>\n

2026\ub144 \uac1c\ud3b8\ub41c \ub300\ucd9c \uc870\uac74 \uc644\uc804 \ubd84\uc11d<\/h2>\n

\uc2e0\uccad \uc790\uaca9 \uc694\uac74<\/h3>\n

\uacf5\ud1b5 \uc694\uac74<\/strong>:<\/p>\n

    \n
  • \ub9cc 19\uc138 \uc774\uc0c1 \uad6d\ub0b4 \uac70\uc8fc\uc790<\/li>\n
  • \uc5f0\uc18c\ub4dd 3,500\ub9cc\uc6d0 \uc774\ud558 (\uae30\uc874 3,000\ub9cc\uc6d0\uc5d0\uc11c \uc0c1\ud5a5)<\/li>\n
  • \uc2e0\uc6a9\ub4f1\uae09 6\ub4f1\uae09 \uc774\ud558 (\uae30\uc874 7\ub4f1\uae09\uc5d0\uc11c \uc0c1\ud5a5 \uc870\uc815)<\/li>\n<\/ul>\n

    \ud2b9\ub840\ud615 \ucd94\uac00 \uc694\uac74<\/strong>:<\/p>\n

      \n
    • \uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790 \ub610\ub294 \ucc28\uc0c1\uc704\uacc4\uce35 \uc778\uc815\uc11c<\/li>\n
    • \ud55c\ubd80\ubaa8\uac00\uc815 \uc99d\uba85\uc11c<\/li>\n
    • \uc7a5\uc560\uc778 \ub4f1\ub85d\uc99d<\/li>\n
    • \uae30\ud0c0 \ucde8\uc57d\uacc4\uce35 \uc99d\ube59\uc11c\ub958<\/li>\n<\/ul>\n

      \uc5f0\uc18c\ub4dd \uae30\uc900\uc774 500\ub9cc\uc6d0 \uc0c1\ud5a5 \uc870\uc815\ub418\uba74\uc11c \ub354 \ub9ce\uc740 \ubd84\ub4e4\uc774 \ud587\uc0b4\ub860\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc911\uac04 \uc18c\ub4dd\uce35\ub3c4 \ud3ec\ud568\ub420 \uc218 \uc788\uc5b4 \uc2e4\uc9c8\uc801\uc778 \ub3c4\uc6c0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \uae08\ub9ac \uccb4\uacc4\uc758 \ubcc0\ud654<\/h3>\n

      2026\ub144 \ud587\uc0b4\ub860\uc758 \uac00\uc7a5 \ud070 \ubcc0\ud654 \uc911 \ud558\ub098\ub294 \uae08\ub9ac \uccb4\uacc4\uc785\ub2c8\ub2e4:<\/p>\n

      \uae30\uc874 \uae08\ub9ac<\/strong>: \uc5f0 12.0%~17.0%<\/p>\n

      \uac1c\ud3b8 \uae08\ub9ac<\/strong>: \uc5f0 4.5%~15.5%<\/p>\n

      \ud2b9\ud788 \ud2b9\ub840\ud615\uc758 \uacbd\uc6b0 \ucd5c\uc800 4.5%\ub77c\ub294 \ud30c\uaca9\uc801\uc778 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \uae08\uc735 \ubd80\ub2f4\uc744 \ub300\ud3ed \uc904\uc5ec\uc90d\ub2c8\ub2e4. \uc77c\ubc18\ud615\ub3c4 \ucd5c\uace0 \uae08\ub9ac\uac00 2%p \ud558\ub77d\ud558\uc5ec \uc774\uc6a9\uc790\uc5d0\uac8c \uc720\ub9ac\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

      \uc2e0\uccad \ubc29\ubc95\uacfc \ud544\uc694 \uc11c\ub958<\/h2>\n

      \uc628\ub77c\uc778 \uc2e0\uccad \ud504\ub85c\uc138\uc2a4<\/h3>\n

      1. \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \ud648\ud398\uc774\uc9c0 \uc811\uc18d<\/strong><\/p>\n

      2. \ud587\uc0b4\ub860 \uc2e0\uccad \uba54\ub274 \uc120\ud0dd<\/strong><\/p>\n

      3. \uac1c\uc778\uc815\ubcf4 \ubc0f \uc18c\ub4dd \uc815\ubcf4 \uc785\ub825<\/strong><\/p>\n

      4. \ud544\uc694 \uc11c\ub958 \uc5c5\ub85c\ub4dc<\/strong><\/p>\n

      5. \uc2ec\uc0ac \uacb0\uacfc \ud655\uc778 (\ud3c9\uade0 3~5\uc77c)<\/strong><\/p>\n

      \ud544\uc218 \uc81c\ucd9c \uc11c\ub958<\/h3>\n

      \uae30\ubcf8 \uc11c\ub958<\/strong>:<\/p>\n

        \n
      • \uc2e0\ubd84\uc99d \uc0ac\ubcf8<\/li>\n
      • \uc18c\ub4dd\uc99d\ube59\uc11c\ub958 (\uae09\uc5ec\uba85\uc138\uc11c, \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d \ub4f1)<\/li>\n
      • \uc7ac\uc9c1\uc99d\uba85\uc11c (\uc9c1\uc7a5\uc778\uc758 \uacbd\uc6b0)<\/li>\n
      • \ud1b5\uc7a5 \uc0ac\ubcf8<\/li>\n<\/ul>\n

        \ud2b9\ub840\ud615 \ucd94\uac00 \uc11c\ub958<\/strong>:<\/p>\n

          \n
        • \uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790 \uc99d\uba85\uc11c<\/li>\n
        • \ud55c\ubd80\ubaa8\uac00\uc815 \uc99d\uba85\uc11c<\/li>\n
        • \uc7a5\uc560\uc778 \ub4f1\ub85d\uc99d<\/li>\n
        • \uae30\ud0c0 \ucde8\uc57d\uacc4\uce35 \uc99d\ube59\uc11c\ub958<\/li>\n<\/ul>\n

          \uc8fc\uc758\uc0ac\ud56d \ubc0f \ud65c\uc6a9 \ud301<\/h2>\n

          \ub300\ucd9c \uc2e4\ud589 \uc804 \uccb4\ud06c\ud3ec\uc778\ud2b8<\/h3>\n

          \ud587\uc0b4\ub860 \uac1c\ud3b8 \uc870\uac74\uc744 \ucda9\ubd84\ud788 \ud65c\uc6a9\ud558\uae30 \uc704\ud574\uc11c\ub294 \uba87 \uac00\uc9c0 \uc8fc\uc758\uc0ac\ud56d\uc774 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

          \uc0c1\ud658 \ub2a5\ub825 \uc810\uac80<\/strong>: \uc6d4 \uc18c\ub4dd\uc758 30%\ub97c \ub118\uc9c0 \uc54a\ub294 \uc120\uc5d0\uc11c \ub300\ucd9c \uae08\uc561\uc744 \uacb0\uc815\ud558\uc138\uc694.<\/p>\n

          \uae08\ub9ac \ube44\uad50<\/strong>: \ub2e4\ub978 \uc11c\ubbfc\uae08\uc735 \uc0c1\ud488\uacfc \ube44\uad50\ud558\uc5ec \uac00\uc7a5 \uc720\ub9ac\ud55c \uc870\uac74\uc744 \uc120\ud0dd\ud558\uc138\uc694.<\/p>\n

          \uc0c1\ud658 \uacc4\ud68d<\/strong>: \ub300\ucd9c \uc2e4\ud589 \uc804 \uad6c\uccb4\uc801\uc778 \uc0c1\ud658 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uc5ec \uc5f0\uccb4\ub97c \ubc29\uc9c0\ud558\uc138\uc694.<\/p>\n

          \uc131\uacf5\uc801\uc778 \ub300\ucd9c\uc744 \uc704\ud55c \uafc0\ud301<\/h3>\n
            \n
          • \uc2e0\uc6a9\ub4f1\uae09 \uad00\ub9ac<\/strong>: \ub300\ucd9c \uc2e0\uccad \uc804 \uc2e0\uc6a9\ub4f1\uae09\uc744 \ucd5c\ub300\ud55c \uac1c\uc120\ud558\uc138\uc694<\/li>\n
          • \uc18c\ub4dd \uc99d\ube59<\/strong>: \uc815\ud655\ud558\uace0 \ucda9\ubd84\ud55c \uc18c\ub4dd \uc99d\ube59\uc11c\ub958\ub97c \uc900\ube44\ud558\uc138\uc694<\/li>\n
          • \ud2b9\ub840 \ud61c\ud0dd \ud65c\uc6a9<\/strong>: \ud574\ub2f9\ub418\ub294 \ud2b9\ub840 \uc870\uac74\uc774 \uc788\ub2e4\uba74 \uc801\uadf9 \ud65c\uc6a9\ud558\uc138\uc694<\/li>\n<\/ul>\n

            \ub9c8\ubb34\ub9ac: 2026\ub144 \ud587\uc0b4\ub860\uc758 \uc0c8\ub85c\uc6b4 \uae30\ud68c<\/h2>\n

            2026\ub144 \uc0c8\ub86d\uac8c \uac1c\ud3b8\ub41c \ud587\uc0b4\ub860\uc740 \uae30\uc874 \ub300\ube44 \ub300\ucd9c \ud55c\ub3c4 \uc99d\uc561, \uae08\ub9ac \uc778\ud558, \uc2e0\uccad \uc870\uac74 \uc644\ud654 \ub4f1 \uc804\ubc29\uc704\uc801\uc778 \uac1c\uc120\uc774 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ud2b9\ub840\ud615\uc758 \uacbd\uc6b0 \ucd5c\ub300 2,000\ub9cc\uc6d0, \ucd5c\uc800 4.5% \uae08\ub9ac\ub77c\ub294 \ud30c\uaca9\uc801\uc778 \uc870\uac74\uc73c\ub85c \ucde8\uc57d\uacc4\uce35\uc5d0\uac8c \uc2e4\uc9c8\uc801\uc778 \ub3c4\uc6c0\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

            \ud587\uc0b4\ub860 \uac1c\ud3b8 \uc870\uac74\uc744 \ud1b5\ud574 \ub354 \ub9ce\uc740 \uc11c\ubbfc\ub4e4\uc774 \ud569\ub9ac\uc801\uc778 \uae08\ub9ac\ub85c \ud544\uc694\ud55c \uc790\uae08\uc744 \uc870\ub2ec\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ub300\ucd9c\uc740 \uc2e0\uc911\ud55c \uacb0\uc815\uc774 \ud544\uc694\ud558\ubbc0\ub85c, \ubcf8\uc778\uc758 \uc0c1\ud658 \ub2a5\ub825\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0 \uacc4\ud68d\uc801\uc73c\ub85c \uc774\uc6a9\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n

            \uc9c0\uae08\uc774\uc57c\ub9d0\ub85c \ud587\uc0b4\ub860\uc758 \uac1c\uc120\ub41c \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ucd5c\uc801\uc758 \uc2dc\uae30\uc785\ub2c8\ub2e4. \ud544\uc694\ud558\uc2e0 \ubd84\ub4e4\uc740 \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \uc790\uc138\ud55c \ub0b4\uc6a9\uc744 \ud655\uc778\ud558\uace0 \uc2e0\uccad\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

            2026\ub144 \uc0c8\ub86d\uac8c \uac1c\ud3b8\ub41c \ud587\uc0b4\ub860\uc758 \ubaa8\ub4e0 \uac83\uc744 \uc644\uc804 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\ud615\uacfc \ud2b9\ub840\ud615\uc758 \ucc28\uc774\uc810, \ubcc0\uacbd\ub41c \ub300\ucd9c\uc870\uac74, \uae08\ub9ac \ud61c\ud0dd, \uc2e0\uccad \ubc29\ubc95\uae4c\uc9c0 \ud55c \ubc88\uc5d0 \ud655\uc778\ud558\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":1889,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[735,736,734,737,733],"class_list":["post-1888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bokji","tag-735","tag-736","tag-734","tag-737","tag-733"],"_links":{"self":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1888"}],"version-history":[{"count":0,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1888\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=\/wp\/v2\/media\/1889"}],"wp:attachment":[{"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/people.rich365.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}